GK in English

Banking and financial Awareness Previous Year Questions

Q 141. Mobile Commerce is best described as –

(a) The use of Kiosks in marketing
(b) Transporting products
(c) Buying and selling goods/services through wireless handheld devices
(d) Using notebook PC’s in marketing
(e) None of these
Ans: (c)

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Q 142. The abbreviation EMV stands for

(a) European Marginal Vat
(b) Expected Monetary Value
(c) Essential Monthly Voucher
(d) Europay, MasterCard and Visa
(e) None of these
Ans: (d)

Q 143. What is the present Statutory Liquidity Ratio for banks in India?

(a) 12 per cent
(b) 17.5 per cent
(c) 23 per cent
(d) 26 per cent
(e) 33 per cent
Ans: (c)

Q 144. Which of the following highway networks of India connects Delhi, Mumbai, Kolkata and Chennai?

(a) Metro Expressway
(b) Golden Quadrilateral
(c) Diamond Triangle
(d) Golden Crescent
(e) NH 11
Ans: (b)

Q 145. Which of the following is not correct regarding the Systemically Important Non-deposit taking NBFCs ?

(a) They came into being in the wake of the recent global recession
(b) NBFCs with assets of ` 100 crore and above are being classified as NBFC-ND-Sis
(c) Prudential regulations are applicable to them
(d) It was created in 2006
(e) None of these
Ans: (a)

Q 146. Which of the following is not a Millennium Development Goal as fixed by the United Nations?

(a) Eradicating extreme poverty and hunger
(b) Achieving universal primary education
(c) Developing a global partnership for peace
(d) Promoting gender equality and empowering women
(e) Reducing child mortality rates
Ans: (c)

Q 147. Who among the following cannot be a partner in a partnership firm?

(a) Manager of a Hindu Undivided Family
(b) Another partnership firm
(c) Non-citizens
(d) A minor
(e) Anyone not disqualified by law from entering into a contract
Ans: (d)

Q 148. Niche Market means a _____.

(a) free market
(b) social market
(c) equity market
(d) capital market
(e) specified market for a target group
Ans: (e)

Q 149. Qualities essential in good marketing are ____.

(a) aggressiveness
(b) pushy
(c) perseverance
(d) politeness
(e) Only (c) and (d)
Ans: (e)

Q 150. Market Research is needed for

(a) deciding market area
(b) deciding the right product
(c) making proper marketing decisions
(d) deciding sales timings
(e) All of these
Ans: (e)

Q 151. Marketing communication has the objective of _____.

(a) Building awareness
(b) Stimulating action
(c) Both

(a) and
(d) Selling goods
(e) None of the above
Ans: (c)

Q 152. Power in marketing channels is now with _____ ?

(a) Distributor
(b) Manufacturer
(c) Retailer
(d) Wholesaler
(e) Consumer
Ans: (e)

Q 153. If Marketing is done effectively, _____ is not required

(a) Advertisment
(b) Pubilicity
(c) Market Research
(d) Market Segmentation
(e) None of these
Ans: (b)

Q 154. Relationship Marketing is useful for

(a) trade between relatives
(b) trade between sister concerns
(c) cross-selling of products
(d) preparing a list of relatives
(e) There is no such term as Relationship Marketing
Ans: (c)

Q 155. Networking helps in marking Marketing Function

(a) a difficult task
(b) a laborious task
(c) an easier task
(d) Networking is worthless in Marketing
(e) Networking has a partial role
Ans: (c)

Q 156. ADSA helps in _____ .

(a) Boosting direct sales
(b) Boosting sales through internet
(c) Strong Indirect Marketing
(d) Effective Telemaketing
(e) All of these
Ans: (a)

Q 157. Mark the incorrect statement

(a) marketing has no relevance for public sector banks
(b) marketing has no relevance in Private Sector Banks
(c) marketing has no relevance in Foreign Banks
(d) All of these
(e) None of these
Ans: (d)

Q 158. Marketing is required in banks due to

(a) globalisation
(b) computerisation
(c) larger population
(d) government policies
(e) None of these
Ans: (a)

Q 159. Online Marketing is the function of which of the following?

(a) Purchase Section
(b) Production Department
(c) IT Department
(d) Designs Section
(e) A collective function of all staff
Ans: (c)

Q 160. Customisation is useful for

(a) Designing customer specific products
(b) Call centres
(c) Publicity
(d) Motivating the staff
(e) Cold calls
Ans: (a)

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