GK in English

Banking and financial Awareness Previous Year Questions

Q 419. Atal Tunnel is located in which state?

(a) Arunachal Pradesh
(b) Sikkim
(c) Himachal Pradesh
(d) Uttarakhand
(e) None of these
Ans: (c)

Table of Contents

Q 420. Who is the Founder of Paytm?

(a) Ajaypal Singh Banga
(b) Shantanu Narayen
(c) C Vijayakumar
(d) Vijay Shekhar Sharma
(e) None of these
Ans: (d)

Q 421. Which Bank will lead convenor bank for union territory of Ladakh?

(a) State Bank of India
(b) Axis Bank
(c) Bank of Baroda
(d) Canara Bank
(e) Punjab National Bank
Ans: (a)

Q 422. In Pradhan Mantri Kisan Vikas yojana, Rs. 6000 will be paid to each eligible farmers in how many installments?

(a) 1 installments
(b) 2 installments
(c) 3 installments
(d) 4 installments
(e) 5 installments
Ans: (c)

Q 423. Which organization of India has put over its 450 patents for free access to industries?

(a) ISRO
(b) DRDO
(c) INSA
(d) CSIR
(e) None of these

Ans: (b)

Lesson 7 Marketing Aptitude (Banking and financial Awareness Previous Year Questions)
Q1. A ‘call’ means ______.

(a) shout out to somebody
(b) a profession or business
(c) visit friends
(d) visiting prospective customers
(e) After-sales services
Ans: (d)

Q 2. Conversion means ______.

(a) meeting a prospective client
(b) interacting with a prospective client
(c) converting an employer into an employee
(d) converting a seller to a buyer
(e) converting a prospective client into a buyer
Ans: (e)

Q 3. Modern styles to marketing include ___.

(a) digital marketing
(b) tele-marketing
(c) e-commerce
(d) e-mails solicitation
(e) All of these
Ans: (e)

Q 4. e-Marketing is same as _______.

(a) virtual markting
(b) digital marketing
(c) real time marketing
(d) All of these
(e) None of these
Ans: (c)

Q 5. Aggressive Marketing is necessitated due to ________.

(a) globalisation
(b) increased competition
(c) increased production
(d) increased job opportunities
(e) All of these
Ans: (b)

Q 6. Efficient marketing style requires

(a) proper planning
(b) good communication skills
(c) team work
(d) knowledge of products
(e) All of these
Ans: (e)

Q 7. The sole aim of marketing is to _____.

(a) Increase sales
(b) Increase the number of employees
(c) Increase profits
(d) Increase production
(e) All of these
Ans: (a)

Q 8. Consumer information sources are.

(a) personal and commercial sources
(b) public source
(c) experiential source
(d) All of the above
(e) only

(a) and (b)
Ans: (e)

Q 9. Effective selling skills depends on

(a) Size of the sales team
(b) Age of the sales team
(c) Peer strength
(d) Knowledge level of the sales team
(e) Educational level of the sales team
Ans: (d)

Q 10. Leads can be best sourced from ___.

(a) Foreign customers
(b) Yellow pages
(c) Dictionary
(d) List of vendors
(e) Local supply chains
Ans: (b)

Q 11. What do you mean by Customer relationship management ?
I. It is a system for managing a company’s interactions with current and future customers. II. It is a system for managing a company’s interactions with current and past customers. II. It often involves using technology to organize, automate, and synchronize sales, marketing, customer service, and technical support.

(a) Only I
(b) Only II
(c) Both II and III
(d) Both I and III
(e) None of these
Ans: (d)

Q 12. Which of the following terms /expressions is used to describe a business unit with a competitive advantage that will capture some of the extra economic values it creates, no matter how intense competition is?

(a) Consonance
(b) Advantage
(c) Consistency
(d) Feasibility
(e) All of the above
Ans: (b)

Q 13. What is the goal in Two Fold Marketing?

(a) To attract new customers by promising superior value
(b) To keep current customers by delivering satisfaction
(c) To undertake aggressive marketing campaigns
(d) Only

(a) and (b)
(e) All of the above
Ans: (d)

Q 14. Which of the following best explains the Delphi Method ?

(a) It is a profit-maximization method
(b) It is a forecasting method
(c) It is a retrenchment method
(d) It is a output enhancement method
(e) It is a risk analysis method
Ans: (b)

Q 15. What does Innovation in Marketing refer to ?

(a) Creating a new idea of thought
(b) Discovering new products
(c) Modifying an old idea to present needs
(d) Exploring new ways of being competitive
(e) All of the above
Ans: (a)

Q 16. The arrangement under which banks sell insurance products acting as the agents of the respective companies is called the

(a) Insurance joint venture
(b) Bancassurance Model
(c) Hybrid Insurance Model
(d) Insurance Broking
(e) Integrated Model
Ans: (b)

Q 17. Bank to every Indian is a tag line for which bank?

(a) ICICI Bank
(b) SBI
(c) IOB
(d) HDFC Bank
(e) None of these
Ans: (b)

Q 18. Personal Loans can be canvassed among

(a) Salaried persons
(b) Pensioners
(c) Foreign Nationals
(d) NRI customers
(e) Non-customers
Ans: (a)

Q 19. Which of the following is known as cross selling by Banks?
Sale of a debit card to a credit card holder
Sale of Insurance policy to a depositor
Issuance of Cash against Cheque presented by a third party

(a) Only
(b) Only
(c) Only
(d) Both and
(e) All , and
Ans: (e)

Q 20. The target market for Debit Cards is _________.

(a) All existing account-holders
(b) All agriculturists
(c) All DSAs
(d) All outsourced agents
Ans: (a)

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