Lesson 1 Banking Functions (Banking and financial Awareness Previous Year Questions)
Q Q1. Which of the following terms/names is not associated with banking/financial trade in India ? Q 2. Some banks which were not able to meet their priority sector lending targets are now allowed to do so by purchasing Priority Sector Lending Certificates . Which of the following agencies/organisation is/are authorized to issue this certificates ?
Micro Finance Institutions
Non Banking Finance Companies
NABARD Q 3. Value added services means _______. Q 4. The performance of a sales person depends on _____. Q 5. A major Public Sector Bank raised interest rates on loans by 25 basis points – was news in some major financial newspapers recently. This means the bank has raised interest by 25 basis points of Q 6. Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short-term securities as a reserve all the time. In Banking World this is known as Q 7. Which of the following statement is true? Q 8. Accounts are allowed to be operated by cheques in respect of Q 9. Which of the following is correct statement? Q 10. When a bank returns a cheque unpaid. It is called Q 11. Distribution of Insurance products and Insurance policies by banks as corporate agents is known as Q 12. In which of the following fund transfer mechanisms, can funds be moved from one bank to another and where the transaction is settled instantly without being bunched with any other transaction ? Q 13. By increasing repo rate, the economy may observe the following effects __________. Q 14. Mr. Rajendra had filed a complaint with Banking Ombudsman but is not satisfied with the decision. What is the next option before him for getting his matter resolved ? Q 15. Invisible Export means export of _____. Q 16. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called _______. Q 17. Interest on Savings deposit nowadays is _____________. Q 18. Value added services means _____. Q 19. A bank without any branch network that offers its services remotely through online banking, telephone/mobile banking and interbank ATM network alliances is known as Q 20. The Aadhar-enabled Payment System is a bank-led model that facilitates banking facilities through banking correspondents across banks. However, Aadhaar- enabled basic types of banking transactions do ‘not’ include Q 22. How does every bank pay interest on savings? Q 23. Which aspect of a project/ business is/are evaluated in a SWOT Analysis? Q 24. Which of the following is/are NOT the functions of a bank?
Accepting deposits from the public
Grant of loans and advances
Providing finance to all those who cannot earn enough to survive Q 25. A bank branch receives a counterfeit note of `100 from the customer, which customer wants it back. Which of the following action should be taken by the Bank? Q 26. NEFT and RTGS in banking terminology speak of Q 27. When a customer draws a cheque on a bank Q 28. Ram has been nominated in the Savings account of Sita Ram requests the bank authorities to allow him to operate Sita’s account as she is unwell. What will the bank do? Q 29. Which of the following is ‘material alteration’ of a negotiable instrument? Q 30. Crossing on a cheque can be cancelled by the ____ of the cheque under his full signature. Q 31. A customer drawing a cheque on a bank has a right to Q 32. Which of the following is not a primary function of a Bank? Q 33. An engineer working in a big city in India wishes to send some money to his/her parents in a small village. How can a bank help him/her ?
A. By issuing a Demand Draft.
B. By opening a letter of credit in the name of his/her parents.
C. Through E-transfer of money Q 34. People normally go to a bank for withdrawal or/and depositing their money. In addition to that banks provide many other services these days. Which of the following is/ are such new services ?
A. Sale of insurance policies.
B. Loans for higher studies for children.
C. Acceptance of bills for Telephone/Electric supply services on behalf of such organizations. Q 35. Which of the following terms is not related with the banking operations ? Q 36. Which of the following services relate to execution of transactions directly with consumers, rather than corporations or other banks? Q 37. The arrangement under which banks sell insurance products acting as the agents of the respective companies is called the Q 38. An engineer working in a big city in India wishes to send some money to his/her parents in a small village. How can a bank help him/her ?
A. By issuing a Demand Draft.
B. By opening a letter of credit in the name of his/her parents.
C. Through E-transfer of money Q 39. A customer drawing a cheque on a bank has a right to Q 40. Some major banks and financial institutions in various Western countries were to wind up their business and/or declare themselves in financial problems during last few years. This trend is technically known as Q 42. Banks’ mandatory lending to farmers for agriculture, micro and small enterprises and other weaker sections where in banks are required to lend up to 40% of the loans is generally described as Q 43. In India, which of the following have the highest share in the disbursement of credit to agriculture and allied activities? Q 44. As decided by the Reserve Bank of India, all the villages with a population of 2000 will have access to financial services by the end of _____ Q 45. The government and the RBI had set a target to cover 73,000 villages having population in excess of 2000 to provide access to banking services, by March 2012. The name given to this scheme is Q 46. RBI appointed a committee under the chairmanship of D. Mohanty to look into Q 47. Interest payable on saving bank accounts is Q 48. Which of the following is the correct statement? Q 49. Financial inclusion means provision of Q 50. Upper limit prescribed for RTGS transaction is Q 51. A centralized database with on line connectivity to branches, internet as well as ATM network which has been adopted by almost all major banks of our country is known as Q 52. Which of the following is NOT a function of the Reserve Bank of India ? Q 53. What is the maximum deposit amount insured by DICGC ? Q 54. With reference to a cheque which of the following is the “drawee bank” ? Q 55. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called _____________. Q 56. Banking Ombudsman is appointed by _____________. Q 57. To combat the menace of money laundering, which of the following financial institutions has introduced the ‘Know Your Customer’ Scheme? Q 58. Banking Ombudsman is appointed by Q 59. What was the reason behind the decision of the Reserve Bank of India to withdraw currency notes issued before 2005? Q 60. On domestic term deposits, banks in our country generally offer additional rate of interest on term deposits from — Q 62. RBI’s policy stance to manage interest and liquidity are used to Q 63. Real Time Gross Settlement or RTGS enables Q 64. Which of the following is a measure taken by the Reserve Bank of India to control inflation in our country? Q 65. Monetary Policy as an arm of the economic policy is administered by Q 66. Web based complaints redressal system ‘SCORES’ is launched by which of the following organizations/agencies? Q 67. The Aadhar-enabled Payment System is a bank-led model that facilitates banking facilities through banking correspondents across banks. However, Aadhaar- enabled basic types of banking transactions do ‘not’ include Q 68. The concept of’Micro Credit’ essentially concentrates on Q 69. Post-sales activities include _________. Q 70. A good Brand can be built up by way of ________. Q 71. Banks cannot do which of the following businesses? Q 72. Which of the following is NOT a function of a commercial bank? Q 73. If you wish to purchase some U.S. Dollars for your travel abroad, you should approach Q 74. Which of the following fund transfer mechanisms, can be moved from one bank to another and where transaction is settled instantly without being bunched with any other transaction? Q 75. ‘FLASHremit’ service to offer an instant bank transfer service to the Indians residing in the Gulf nation has been launched by which bank in association with UAE exchange? Q 76. What is the percentage of RRB sponsor bank contribution? Q 77. EFTPOS is an electronic payment system involving electronic funds transfers based on the use of payment cards, such as debit or credit cards, at payment terminals located at points of sale. What is E in EFTPOS? Q 78. Which of the following is not a primary function of a bank? Q 79. Which of the following does not fall into the functions of Payments Banks? Q 80. Which bank launched “Dhanchayat” an Educational film, to raise awareness on the dangers of borrowing money from unorganized sources? Q 82. Which bank announced that it had entered into agreements with private insurers Cigna TTK and Reliance General Insurance to provide health and general insurance services to its customers? Q 83. According to a recent Reserve Bank’s Instructions on Banking matters. Banks cannot accept interest free deposits other than in Q 84. Which of the following is/are traditional type of open market operations used by the Reserve Bank of India ? Q 85. The deposit of cash under cash reserve ratio requirement with the RBI is a Q 86. Which one of the following rates is not decided by RBI? Q 87. Who can file a criminal case against the drawer of a dishonored cheque? Q 88. The Aadhar-Enabled Payment System is a bank-led model that facilitates banking facilities through banking correspondents across banks. However, Aadhaar-enabled basic types of banking transactions do ‘not’ include? Q 89. Mutual Fund Agents are compensated through Q 90. All records of an individual’s payments pertaining to loans and credit cards are submitted to Credit Information Bureau by member banks and credit institutions, on a Q 91. Base Rate of loans are Q 92. Which of the following is/are not the function/functions of RBI?
1. Issue of Notes
2. Bankers of Bank
3. Issue of One Rupee note Q 93. Bandhan bank deals mainly in Q 94. Who pays the Rural Area Business Correspondents for their services? Q 95. The RBI has recently constituted a 10-member ‘High Level Task Force on Public Credit Registry for India’, who is the head of Public Credit Registry? Q 96. The RBI has asked banks authorised to deal in foreign exchange to share data with which of the following? Q 97. The rate of interest charged by the central bank for short term on the cash borrowed by commercial banks is called _______. Q 98. Statutory Liquidity Ratio is defined as ‘the share of bank’s total deposit that it needs to maintain itself as liquid assets’. The current rate of SLR is ___________. Q 99. In Basic Savings Bank Deposit Account , one can withdraw money __________ times in a month. Q 100. Bharat QR Code will make use of QR codes system for payments across merchant outlets. Bharat QR was launched by ________. Q 102. Which of the following Banks’ credit card issuer announced the launch of ‘ELA’ , a virtual assistant for customer support and services? Q 103. The rate on which banks borrow loan from RBI is _______. Q 104. To provide relief to the medium and small enterprises sector, the RBI announced that GST registered MSME borrowers will get a further ___________ day window to pay dues if their accounts were standard as on August 31st 2017. Q 105. What is rate of SLR? Q 106. Under FRDI Bill, bail-in clause will affect Q 107. In order to address the twin balance sheet problem of the banking sector and the corporate sector, the RBI made a strong case for setting up a ___________ in India. Q 108. The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters representing the branch. The fifth character is 0 and reserved for- Q 109. Trading of priority sector lending certificates on the government’s ____________ portal by banks will attract integrated goods and services tax. Q 110. RBI has formed a committee to review regulatory guidelines and supervisory framework applicable to core investment companies . This committee is headed by- Q 111. The surcharge was levied on individuals with a total income more than `1 crore at the rate of- Q 112. RBI has initiated steps to set up a wide-based DPCR to capture details of all borrowers. DPCR stands for- Q 113. T.N. Manoharan Committee was launched by? Q 114. RBI constituted a six-member committee to strengthen the corporate governance framework of systematically important CICs. What is the full form of CIC? Q 115. How many batches in NEFT daily? Q 116. RBI has instructed banks on cash withdrawal at POS for tier III to Tier VI Q 117. Which of the following organizations has constituted a Central Repository of Information on Large Credits ? Q 118. RBI has increased the timeline for conversion of minimum KYC detail for prepaid payment instruments to full KYC compliant PPIs: Q 2. A bank without any branch network that offers its services remotely through online banking, telephone/mobile banking and interbank ATM network alliances is known as Q 3. Which of the following is not correct regarding the Systemically Important Non-deposit taking NBFCs ? Q 4. What is the name of BRICS Bank? Q 5. Where is the headquarters of SWIFT located? Q 6. Axis Bank is a __________ . Q 7. Which of the following is a Development Bank ? Q 8. Which of the following organisations/agencies has specifically been set up to boost overall rural development in India? Q 9. Which of the following banks in India has maximum number of branches and ATMs in India? Q 10. Which of the following is not the name of a Banking Organisation? Q 11. Which of the following is the Central Bank of our country? Q 12. India has different categories of Commercial banks. Which of the following is not one such category ? Q 13. Which of the following is a private Bank functioning in India ? Q 14. A person staying in a small village having population of about 50,000. If he/she decides to take a loan of ` 25,000, most probably he/she has to visit a bank in his/her village which will be certainly
A. Rural Bank
B. A Nationalised Bank
C. Foreign Bank Q 15. Which of the following is not a Public Sector Bank? Q 16. The term ‘Smart Money” refers to __________ . Q 17. Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India? Q 18. Which of the following institutions is regarded as the ‘Lender of the Last Resort’ by Banks in India? Q 19. According to the Reserve Bank of India which of the following contribute to more than three-fourth of the total Non- Performing Assets ? Q 20. The Government of India, has acquired RBI’s stake in one of the major banks of India. Which of the following is the bank ? Q 22. Which bank is the banker to the Central Government? Q 23. A nationalised bank is also called by which of the following names Q 24. The Banking Ombudsman Q 25. Asian Development Bank has agreed to give a loan of US $ 500 million to India to construct which of the following? Q 26. To improve access of the poor to banking, RBI has advised banks to open branches with minimum infrastructure supporting up to 8 to 10 Business Correspondents at a reasonable distance of 3-4 km. Such branches are known as Q 27. Which of the following institutions is regarded as the ‘Lender of the Last Resort’ by Banks in India? Q 28. The ownership of Public sector banks rests Q 29. Which of the following is not classified as a commercial bank? Q 30. NABARD is responsible for regulating and supervising the functions of Q 31. Which of the following is the name of a private sector Bank in India? Q 32. Which of the following is NOT a Private Bank in India? Q 33. Among the banks in our country, which of the following is not a foreign bank ? Q 34. Nationalizations of banks aimed at all of the following except Q 35. The Federal Reserve System also known as the Federal Reserve or simply as the Fed is the central banking system of? Q 36. Which banks have been designated as Domestic Systemically Important Banks ? Q 37. DICGC, Act is related to which sector? Q 38. Which of the following organisations is established mainly to promote Micro, Small and Medium industrial sector in India? Q 39. Where is the Head-quarter of Indian Bank? Q 40. India got its first private bank in 11 years as the Bandhan Bank commenced operations on 23 Aug with 501 branches. What is the punch line of the bank? Q 42. The Concept of ‘Universal Banking’ was implemented in India on the recommendations of: Q 43. Punjab National Bank is an Indian Financial Services company based in which city? Q 44. The Antwerp Diamond Bank is a small, 75-year-old bank that specializes exclusively in serving the diamond and the diamond jewelry sector. Where is the headquarter of the Antwerp Diamond Bank? Q 45. Payments banks are a new model of banks conceptualized by the Reserve Bank of India . These banks can accept a restricted deposit which is currently limited to INR 1 lakh per customer account. How much amount minimum capital has requirement for Payments banks? Q 46. Corporation Bank is a public sector banking company headquartered in……….? Q 47. Which agency in India provides refinance of export credit? Q 48. The chief regulator of commodity exchanges in India is Q 49. Some major banks and financial institutions in various Western countries were to wind up their business and/or declare themselves in financial problems during last few years. This trend is technically known as: Q 50. What is the full form of the term PMI? It is an indicator of business activity both in the manufacturing and services sectors? Q 51. Which bank has launched India’s first internationally-listed certified green bond to finance climate change solutions around the world at London Stock Exchange ? Q 52. The first-ever niche banking license award process will start soon as the external advisory committee headed by _______has given its report to the RBI in this regard. Q 53. As part of the financial sector liberalization, all credit related matters of banks including charging of interest have been deregulated by RBI and are now governed by Q 54. As we know commercial banks accept deposits from the public. What do banks do with this money? Q 55. Which of the following bank is generally not considered as Commercial bank? Q 56. The Reserve Bank of India has proposed a four-tier banking structure as opposed to the existing two-tier model in order to enhance competition and finance higher growth in the country. Which of the following will not come under the third tier of the proposed system ? Q 57. Which of the following Is not correct regarding FSLRC ? Q 58. Which of the following examines the current monetary policy of India ? Q 59. Refinance facility is provided by NABARD. Which institution can avail this facility? Q 60. The largest share of Gross Domestic product in India comes from? Q 62. The World Bank, an international financial institution, provides loans to countries of the world for capital projects. Where is it Headquartered? Q 63. The Securities and Exchange Board of India is the regulator for the securities market in India. The present chairman of SEBI is ___________. Q 64. The European Investment Bank is the European Union’s nonprofit long-term lending institution established in 1958 under the Treaty of Rome. Where is the European Investment Bank headquartered? Q 65. Payments banks conceptualised by the Reserve Bank of India are a new model of banks. Which of the following can Payment Banks do? Q 66. Small Finance Banks are required to extend ______ of their adjusted net bank credit for priority sector lending. Q 67. All Regional Rural Banks are advised to achieve and maintain a minimum CRAR of ______ on an ongoing basis. Q 68. ___________ has announced the launch of a service to enable NRIs to send money to beneficiaries in India using social media apps such as WhatsApp and e-mail. Q 69. The government has identified how many Regional Rural Banks for listing on stock exchanges in line with the Union Budget 2018-19. Q 70. The time limit to Bankuptcy resolution process in Insolvency and Bankruptcy Code is _________. Q 71. According to SEBI, investors will be permitted to purchase mutual funds worth up to how much amount through digital wallets? Q 72. Which of the following banks has announced an ESOP scheme with a view to retaining its talent and incentivising staff by issuing up to 10 crore equity shares? Q 73. The Reserve Bank of India has issued a licence to which of the following to launch operations in India? Q 74. To offer an integrated payments platform to Micro, Small and Medium Enterprise customers, using MARG’s accounting software, Marg ERP limited has partnered with _____________. Q 75. Small Industries Development Bank of India has launched the which portal- Q 76. NPCI was set up with the guidance and support of- Q 77. The headquarters of Asian Infrastructure Investment Bank- Q 78. The high-level committee on restructuring stressed assets and creating more value for public sector banks led by- Q 79. Who is the first Chief Financial Officer of RBI? Q 80. Social Pay service was launched by- Q 82. Which of the following issues BOND-I? Q 83. As per guidelines of the RBI, payments banks can accept demand deposits up to a maximum of how much amount per customer? Q 84. Paytm has launched ‘Paytm Money’ app for mutual fund investments. The Paytm Money platform will be offering systematic investment plans , starting at ` ____ per month Q 85. Any party that is registered under section ____________ and has secured at least 1% of the votes polled in the most recent General elections or Assembly elections is eligible to receive Electoral Bonds. Q 86. U K Sinha committee was constituted for? Q 87. Where is the headquarter of ADB situated? Q 88. ……… and Commonwealth Bank of Australia was the organiser and main buyer of the issue of the “Bondi” bond, short for Blockchain Offered New Debt Instrument. Q 89. Name the first foreign bank to set up unit in Gujarat International Finance Tec-City . Q 90. Which of the following bank has reportedly drawn up plans for a radical restructuring that will involve the creation of a “bad bank”? Q 91. Name the organization works to eradicate poverty and reduce inequalities through the sustainable development of nations. Q 92. What is the minimum capital required by UCB to convert itself to SFB? Q 93. What is the Maturity period fixed for BHARAT ETF? Q 2. What is the full form of ‘FINO’, a term we see frequently in financial newspapers? Q 3. The usual deposit accounts of banks are Q 4. A worldwide financial messaging network which exchanges messages between banks and financial institutions is known as __________ . Q 5. Which of the following is NOT required for opening a bank account ? Q 6. What is a Debit Card’ ? Q 7. What is the secured messaging system device used by IDBRT in the field of banking’? Q 8. Which of the following does not come under the second level of management in an organization? Q 9. In our country, a cheque remains valid for payment for ________ from the date of issue. Q 10. Credit Cards are known as— Q 11. Which of the following instruments cannot be transferred from one person to another by Endorsement? Q 12. ‘Crossing’ applies to which of the following instruments? Q 13. A Savings Bank Account opened with a commercial bank with zero balance or very minimal balance is known as Q 14. In a bank which of the following are the usual types of accounts? Q 15. Crossing of cheques makes them Q 16. If a cheque is postdated, the bank on which it is drawn Q 17. In which of the following accounts is operation by cheques permitted? Q 18. A traveller’s cheque is Q 19. If a crossed cheque is presented for payment Q 20. Which of the following is not a salient feature of debit card? Q 22. Which of the following is not an electronic banking delivery channel? Q 23. Savings bank accounts are opened by Q 24. What does the letter ‘L’ stands for in the term LAF commonly used in financial/economic news? Q 25. Which of the following terms is NOT used in banking/ finance? Q 26. A type of fraud wherein criminals use an innocent person’s details to open or use an account to carry out financial transactions is known as Q 27. What does the letter ‘L’ stands for in the term LAF commonly used in financial/economic news ? Q 28. Bank branches which can undertake foreign exchange business directly are known as _________in foreign exchange. Q 29. Which of the following types of accounts are known as ‘Demat Accounts’? Q 30. With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country Q 31. The ministry of Finance recently released a comprehensive paper on Govt. debt. Which of the following is/ are true about the same?
The paper presents the road map for general debt to be raised by the Govt. of India during the period of 2011–2015 which is the period of the awards of the 13th Finance commission
As per the estimates, the target debt in the terminal year 2014–15 will be lower than whatever recommended by the 13th Finance Commission.
The paper has recommended that the Govt. should try to generate resources in such a way that. It does not have to depend much on debt. The total debt should not be more than rd of the total requirements. Q 32. Which one of the following is not a ‘Money Market Instrument’ ? Q 33. Base Rate is the rate below which no Bank can allow their lending to anyone. Who sets up this ‘Base Rate’ for Banks? Q 34. Finance Ministry has asked the Reserve Bank of India to allow common ATM’s that will be owned and managed by non-banking entities hoping to cut transaction costs for banks. Such ATM’s are known as __________. Q 35. Interest below which a bank is not expected to lend to customers is known as _____________. Q 36. With effect from July 1, 2012, for calculation of lending rates, the Reserve Bank of India has advised banks to switch over to the Q 37. The seed capital of Bhartiya Mahila Bank is Q 38. What is the full form of EFT? Q 39. How RBI measured to liquidate the market? Q 40. Cheque truncation can be done by? Q 42. What is the alphanumeric code on cheques called ? Q 43. How instrument is used by the Reserve Bank of India to control market liquidity? Q 44. Which of the following assets can be mortgaged? Q 45. ‘Base Rate’ in banks is Q 46. A saving bank deposit account is one where Q 47. The most powerful tool used by the Reserve Bank of India to control inflation is to Q 48. Non-performing Assets are the assets which have stopped giving Q 49. What is the Repo Rate? Q 50. ‘Nomination’ for a deposit account in the bank means Q 51. For using safe deposit locker facilities, bank customers pay Q 52. Which of the following is a Credit Card Association? Q 53. The rate at which the domestic currency can be converted into foreign currency and vice versa is known as Q 54. Which of the following represents correct meaning of REPORATE? Q 55. Cash Reserve Ratio and Statutory Liquidity Ratio are terms most closely related to which of the following industries/markets? Q 56. The Head of the Reserve Bank of India is officially known as Q 57. The seed capital of Bhartiya Mahila Bank is Q 58. Which of the following is NOT a source of funds of a commercial bank? Q 59. Reserves which can act as a liquidity buffer for commercial banks during crisis times are Q 60. KYC stands for Q 62. Which of the following categories of advance accounts is not an NPA? Q 63. The Head of the Reserve Bank of India is officially known as Q 64. In the Balance of Payment , the transfer of payment is included in which of the following ? Q 65. NABARD established JLG to extract the productive capability from rural population. JLG stands for ? Q 66. Many a times, we read in newspaper that the RBI has revised certain rates/ratios under LAF. What is full form of LAF? Q 67. RuPay is launched by Q 68. Base rate is the rate below which no bank can allow their lending to anyone. Who set up this base rate for banks? Q 69. Mobile Money Identification Number is a ________ digit number of which the first four digits are the unique identification number of the bank offering Immediate Payment Service . Q 70. Basic Savings Bank Deposit Account is a Zero Balance Savings Account that takes care of your simple banking needs with Free ATM card, monthly statement, and cheque book. How much amount has withdrawal and transfer limit under BSBDA? Q 71. What is Cash Reserve Ratio? Q 72. _________ is a system that powers multiple bank accounts into a single mobile application , merging several banking features, seamless fund routing & merchant payments into one hood. Q 73. Cash Reserve Ratio is a specified minimum fraction of the total deposits of customers, which commercial banks have to hold as reserves either in cash or as deposits with the central bank. CRR is set according to the guidelines of the central bank of a country. CRR controls- Q 74. In which form is the Cash Reserve Ratio to be maintained with the Reserve Bank of India ? Q 75. Which of the following does not constitute an asset on the Balance sheet of a company ? Q 76. Which of the following is correct regarding the Statutory Liquidity ratio ? Q 77. A _______ is a negotiable financial instrument issued by a bank to represent a foreign company’s publicly traded securities. Q 78. When the signature of the drawer of a cheque is not genuine, such a cheque is called Q 79. The center has done away with sub-limits for foreign investments in Indian companies. Which of the following will not be considered a foreign investment in an Indian firm? Q 80. A cheque is considered as stale when it has been in circulation for Q 82. What is the term for the conversion of existing assets or future cash flows into marketable securities? Q 83. Which of the following is an unsecured money market instrument ? Q 84. Rupee coins are the legal tender in India under the provisions of Q 85. In India, the system of decimal coinage was introduced on… Q 86. Reverse Repo is a tool used by RBI to…… Q 87. Which of the following banks has launched its Multi Option Payment Acceptance Device for digital payments? Q 88. The Monetary Policy Committee of India is responsible for fixing the benchmark interest rate in India. Who is not in MPC? Q 89. YONO app is launched by which of the following? Q 90. Truncated Cheques come under which act? Q 91. Who among the following is the chairman of Indian Banks’ Association which was formed as a representative body of management of banking in India? Q 92. For how long the cheques, Drafts, Pay Orders and Banker’s Cheques are valid from the date of instrument? Q 93. Which bank has partnered with Srei Equipment Finance Limited to offer loans to MSMEs and retail customers under a co-lending arrangement? Q 94. Which of the following three year roadmap finalized by The Reserve Bank of India to improve regulation and supervision, among other functions of the central bank? Q 95. Full form of “MANI” app launched by RBI Q 96. What is the Full form of M in MDR? Q 2. What does the letter ‘L’ denote in the term ‘LAF’ as referred every now and then in relation to monetary policy of the RBI? Q 3. The European Union has adopted which of the following as a common currency? Q 4. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definiton of Planned expenditure? Q 5. Which of the following places in India does not have a Stock Exchange? Q 6. What is financial inclusion? Q 7. Which of the following terms is used in banking and finance? Q 8. Which of the following is an economic term? Q 9. What does the letter ‘F’ denote in the abbreviated name ‘IIFCL’? Q 10. NAV is normally used in respect of schemes floated by_______ Q 11. Money laundering refers to _______ Q 12. What is money laundering? Q 13. Expand the term ALM as used in Banking/Finance sector. Q 14. Insurance cover for bank deposits in our country is provided by Q 15. The economy in which there is a mixture of public sector and private sector both, is called ___________ . Q 16. What does the letter ‘P’ denote in the term ‘PAN’ as used in financial transactions ? Q 17. MCX is the index of which of the following stock exchanges of India ? Q 18. The Central Board of Direct Taxes has made e-filing of income-tax returns mandatory for all assesses whose annual earnings exceed _________. Q 19. The process by which a life insurance policyholder can transfer all rights, title and interest under a policy contract to a third person is known as Q 20. An Equity share is also commonly referred to as Q 22. Which of the following types of mutual funds is not marked with BROWN color ? Q 23. As per recent reports many countries are planning to introduce “Tobin Tax”, the idea of which was given by a Nobel Prize winner economist James Tobin in 1978, Tobin Tax, if implemented will be levied on which of the following? Q 24. As per the findings of the World Bank, which of the following recent development in rural areas, has doubled the income of rural households, raised literacy rate by 10 % and appreciated land prices by upto 80 % ? Q 25. What does SAPTA stand for: Q 26. The present Foreign Trade policy of India will continue till- Q 27. Which of the following is a receipt listed in India and traded in rupees declaring ownership of shares of a foreign company? Q 28. Exporters and importers in India are required to know ‘FEMA’ rules. What does the letter ‘M’ denote in the term ‘FEMA’? Q 29. Which of the following is a receipt listed in India and traded in rupees declaring ownership of shares of a foreign company? Q 30. Which among the following Companies in India has a tieup with the Japanese Financial Nomura for insurance market? Q 31. RuPay is an Indian domestic card scheme conceived and launched by Q 32. Which of the following is not insured by the DICGC ? Q 33. Which of the following was/ were not the subsidiary company of the General Insurance Corporation of India? Q 34. Bulls and Bears are terms used in Q 35. The Finance Minister of India recently decided to review the position of ‘Bad Debts’ in priority sector. Which of the following is/are the reason owing to which FM took this decision? Q 36. As per estimates of the Planning Commission of India, the target growth rate of 12th Five Year Plan is set at Q 37. When the rate of inflation increases Q 38. When there is a difference between all receipts and expenditure of the Govt. of India, both capital and revenue, it is called __________ . Q 39. The committee on review of National Small Saving Fund was headed by __________ . Q 40. Increased interest rates, as is existing in the economy at present will __________. Q 42. Government as part of the recaptalisation plan, infused capital in State Bank of India recently. Indicate the approximate capital infusion. Q 43. The NRIs while investing in the equity of a company cannot buy more than prescribed percentage of the paid up capital of that company. What is the prescribed percentage? Q 44. Which of the following is an investment advisory discipline? Q 45. The process by which a life insurance policyholder can transfer all rights, title and interest- under a policy contract to a third person is known as Q 46. Which of the following is not a mode of foreign capital inflow in India ? Q 47. Which of the following aptly describes the business of insurance? Q 48. The maximum amount of the total revenue earned by the Government of India comes from Q 49. ‘Financial Inclusion’ is the latest powerful tool adopted by the Reserve Bank of lndia to fulfil the basic objective of Q 50. Money laundering means Q 51. Who amongst the following presented the Union Budget 2012 – 13 in the Parliament? Q 52. As per new estimate what is per capita income in India ? Q 53. The Reserve Bank of India does NOT decide the _______. Q 54. Which of the following is an investment advisory discipline? Q 55. According to the provisions of the income Tax Act, 1961 a resident individual is categorise as a ‘very senior citizen’ when he is Q 56. Which of the following is/are the objective of the new industrial policy of the Government of India ?
To transform India into a major partner and player in the global trade
To maintain a sustained growth in productivity
To become the biggest exporter of horticultural products in South East Asia Q 57. Which of the following is/are commodity/ies on which subsidy is given to farmers/poor in India? Q 58. If Indian Banking industry had demonstrated its resilience to external shocks in 2008-09, the credit goes to
Policies of the RBI & the Government of India
Strength of Indian Business Houses
Foreign aid/investments to Indian companies Q 59. Which of the following correctly explains Reverse Merger? Q 60. Which of the following is/are commodity/ies on which subsidy is given to farmers/ poor in India?
Fertiliser Kerosene
LPG Q 62. Which of the following come under Policy Framework for Investment Decisions as outlined by the OECD? Q 63. Which insurance company has launched Asha Kiran, an health insurance cover, for a family with girl children? Q 64. The high rate of growth of economy certainly reduces Q 65. Which of the following terms is used in the field of Economics? Q 66. Which of the following is India’s new rating index developed by Ministry of Finance? Q 67. In India, the National Income is measured on the basis of — Q 68. Which one of the following a measure of Fiscal Reforms, has Government of India adopted ? Q 69. Which of the following Acts helps a bank in its day to day activities ? Q 70. The difference between the outflow and inflow of foreign currency is known as ___
Foreign Exchange Reserves
Current Account Deficit
Fiscal Deficit
Balance of Payments Q 71. Which of the following organization finance the Rural Infrastructure Development Fund? Q 72. The form ‘ITR-1’ is a form for using Q 73. What does the letter ‘M’ denote in the abbreviated term ‘MRTP’, an act which was applicable in India till recently? Q 74. Which of the following is not a part of Money Market? Q 75. What is MZM in money market? Q 76. In economic terms, the total market value of all final goods and services produced in a country in a given year is known as ––––– Q 77. Zero-based budgeting means- Q 78. Banking ombudsmen is appointed by Q 79. Which of the following statement is true about the Competition Commission?
1. The Competition has been established to prevent practices which do not support healthy business competition.
2. The Commission will have five members including the chairman
3. The Commission has to ensure that the financial operation of any business entity does not get concentrated in the hands of few people. Q 80. The highest currency note ever printed by the Reserve Bank of India was a ` 10,000 note during the British Raj. It was printed first in- Q 82. The rate of inflation increases when the purchasing power of money___________ . Q 83. What does ‘GIFT’ stand for? Q 84. The term ‘Zero Based Budgeting’ refers to __________. Q 85. Which among the following is the difference in value between a country’s imports and exports? Q 86. India was the highest ranked country by capital investment in 2015, with how much worth of FDI projects announced according to FDI Intelligence? Q 87. Which is a hybrid security, combining features of preferred stock and corporate bonds? Q 88. Which of the following agencies/institutions report asked the income tax department to ensure that a single tax payer is not issued multiple PAN cards because gap between PAN holders and the number of returns filed was 617.1 lakh? Q 89. The 11-member committee, headed by former Finance Secretary Ratan P Watal is related with which among the following committee? Q 90. Currency risk is the potential risk of loss from fluctuating foreign exchange rates when an investor has exposure to foreign currency or in foreign-currency-traded investments. Currency risk is sometimes referred to as- Q 91. Name the department that was set up by Union Finance Ministry to streamline government borrowings and better cash management with the overall objective of deepening bond markets. Q 92. If the rupee depreciates, how the exporters are affected? Q 93. India has signed a Grant Agreement for Additional Financing in Financing Energy Efficiency at MSMEs Project- Programmatic Framework for Energy Efficiency with ___________. Q 94. The central government issued Treasury bills to fulfil which requirements of banks? Q 95. In a bid to boost credit growth in the economy, the Centre announced a sum of how much crore for recapitalisation of 13 public sector banks? Q 96. Bharat Bill Payment System is a major component of the retail payment transactions in India, and is characterized by the presence of large number of billers, who provide a variety of payment options to their customers. According to information available on the RBI website, the top 20 cities are generating INR how much amount in bill payments every year ? Q 97. What is the full form of NBFC as used in the financial sector? Q 98. Which of the following values is considered by a bank when it gives loan against LIC policy? Q 99. The portion of the commercial bank’s reserves that are maintained in accounts with their central bank plus the total currency circulating in the public it termed as Q 100. The RBI has said that banks will now report past dues and levy any late payment charges on credit card holders only if the payment has been due for more than Q 102. The financial assistance of loans of ` 10000 by bank to a small borrower will be called……….? Q 103. What is the limit for housing loans under priority sector?
1. Loans to individuals up to 28 lakh in metropolitan centers
2. Loans up to 20 lakh in other centres for purchase/ construction of a dwelling unit per family,
3. Loans to individuals up to 40 Lakh in metropolitan centres.
(a). Only 1
(b) Only 2
(c) Only 3
(d) 1 and 2 both
(e) None of these
Ans: (d) Q 104. The value of goods and services in terms of money is Q 105. Shareholders purchase and sell a fund at the fund?s net asset value , which is calculated daily. NAV is the price used for all Mutual fund share transactions which include Q 106. Which of the following Derivatives Contract gives the buyer/holder of the contract the right to buy/sell the underlying asset at a predetermined price within or at end of a specified period? Q 107. A Mutual Fund’s NAV calculated on a day is known as Q 108. Into which of the following can FCEB be exchanged ? Q 109. In a mutual fund, investors subscriptions are accounted for as Q 110. Antidumping duty is applied on issuance of notice from which ministry? Q 111. What is the maximum limit of money a person can keep in India Post Payments Bank ? Q 112. What is the slowdown in the rate of increase of prices of goods & services in National GDP over time called? Q 113. The government has applied a 10% surcharge amount on which income group in the budget, 2017-18? Q 114. Which of the following is not included in National income account? Q 115. RBI’s new rules to push another ` _______________ Loans into Insolvency, according to Credit Suisse. Q 116. Which of the following banks has raised its stake in microlender Swadhaar FinServe to 100 per cent to help expand its financial inclusion? Q 117. The Reserve Bank of India has started housing loans of up to `__________ for dwellings costing less than ` 45 lakh, will be treated as priority sector lending in metropolitan centre . Q 118. Under Marginal Standing Facility, banks take the loan from Q 119. IRDAI has directed all third-party insurance companies to include vehicle insurance policies cover to vehicle ownersdrivers of all vehicles . How much is that additional premium? Q 120. Who was the chairman of a working group on Social Stock Exchange constituted by SEBI? Q 122. Which of the following State-owned Bank has partnered with M1Xchange Trade Receivables Discounting System platform for MSME bill discounting? Q 123. ICICI Bank to buy stake in ________ to buy stake in its subsidiary INX for ` 31 crore. Q 124. Receivables Exchange of India Ltd was incorporated on 25th February 2016 as a joint venture between- Q 125. Commercial paper is an unsecured promissory note with a fixed maturity of not more than- Q 126. LIC has how much crore in unclaimed money? Q 127. What is the full form of MCLR? Q 128. What is the name given to a type of mutual fund or exchange-traded fund that emphasizes current income, either on a monthly or quarterly basis, as opposed to capital gains or appreciation? Q 2. Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it? Q 3. Fixed deposits and recurring deposits are Q 4. Mortgage is a Q 5. Which of the following is not considered a money market instrument? Q 6. Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of Q 7. A money deposited at a bank that cannot be withdrawn for a preset fixed period of time is known as a __________ . Q 8. Bad advances of a Bank are called ____________ . Q 9. A non-performing asset is ______. Q 10. The part of a company’s earnings or profits which are paid out to shareholders is known as Q 11. An Equity share is also commonly referred to as Q 12. What is the fullform of CBS? Q 13. In the field of banking, what does CRAR stand for? Q 14. Bad debts mean which of the following? Q 15. Preshipment packing credit advances are generally given by banks to— Q 16. What are teaser loans? Q 17. What do you understand by the term ‘Mortgage’? Q 18. Which of the following constitutes the largest percentage of Retail loans in India? Q 19. Credit risk to the bank is high in which of the following cards? Q 20. What is the maximum period for which domestic term deposits are normally accepted by banks in our country? Q 22. Loans of very small amounts given to low income groups is called Q 23. A bank’s ‘fixed deposit’ is also referred to as a Q 24. What is the maximum loan limit under the revised Credit Linked Capital Subsidy Scheme for technical upgradation by the Government of India? Q 25. Which of the following banks launched India’s first food and agriculture private equity fund? Q 26. Funding of which of the following is not a lending for infrastructure sector? Q 27. Loan taken by a small farmer will be considered a loan for agricultural purpose by a bank:
A. Purchase of tractor
B. Purchase of seeds
C. Purchase of gold for marriage of the daughter Q 28. Which one of the following is a retail banking product ? Q 29. The customers’ by opening and investing in the Tax Saver Deposit Account Scheme in a Bank would get benefit under _____________. Q 30. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred as _____________. Q 31. The concept of’Micro Credit’ essentially concentrates on Q 32. A bank’s ‘fixed deposit’ is also referred to as a Q 33. What type of loan is granted by banks for purchase of white goods? Q 34. The ‘USP’ of a product denotes __________. Q 35. KVP is a fixed income, long term and risk free governmentrun product. The minimum investment amount required to start with is `1,000. What is the maximum limit? Q 36. What is KVP lock period? Q 37. Bad advances of a bank are called Q 38. What term is used for maximum capital which the company can raise in its life time? Q 39. The lock-in period in case of a term deposit means – Q 40. The maturity period of Public provident fund account is how many years ? Q 42. What does the term ‘Call Money’ refer to? Q 43. All bank loans, including home loans, taken are now linked to the bank’s marginal cost of funds based lending rate . MCLR has effective from? Q 44. What is the minimum period for which a fixed deposit can be opened in India? Q 45. Which of the following types of mutual funds is not marked with BROWN color ? Q 46. What does stand for “S” in RTGS? Q 47. A banknote which has become dirty due to usage and includes a two pieces note pasted together wherein both the pieces presented belong to the same note, and form the entire note, is termed as Q 48. Credit cards are also knows as which of the following? Q 49. Investments made by a mutual fund on behalf of investors are accounted as Q 50. An insurance policy qualifies as micro-Insurance policy if the benefits don’t exceed Q 51. Which of the following does not correctly explain Mutual Fund ? Q 52. An individual has secured a $12.000 loan from the bank to purchase a boat, which Is scheduled for repayment in monthly Installments over 48 months. Which life insurance would protect the lender should the borrower die prior to retiring the debt ? Q 53. The Reserve Bank of India introduced a fluorescent blue Rs 50 currency note, with an incredible ________motif on the reverse side as a nod to India’s syncretic past. Q 54. Under which of the following sections of Insurance act 1938, the Amalgamation and Transfer of Insurance Business came? Q 55. Bank of Baroda has issued FASTag that will act as the composite solution on Electronic Toll Collection. The Baroda FASTag based on which technology? Q 56. Which bank has launched Bharosa Saving Account? Q 57. Which Bank has introduced new Fixed Deposit scheme “FD Health” offering dual-benefit of investment growth via FD and protection through a critical illness coverage? Q 58. SBI Card launched the ‘SBI Card Pay’, a feature which allows contactless payment using mobile phones at point of sale terminals using which technology? Q 59. Nirmala Sitharaman said public sector banks will provide loans to retail, agriculture, and MSME loans and farmers under _________________ category which can also be availed in 400 districts. Q 60. RBI has issued guidelines on _____ authorization for BHARAT Bill Payment Operating Unit , Trade receivables discounting system and White Label ATMs. Q 62. Name the insurance company who has announced the launch of ‘Wings’, a specially designed mentorship program to empower the female workforce? Q 63. Deposits in bank accounts opened under Jan Dhan scheme have crossed the Rs __________ lakh crore mark. Q 64. Every woman in Self-Help Group was eligible for a loan up to ______ under the MUDRA Scheme. Q 65. Apple Inc has jointly launched the “Apple Card” a virtual credit card for iPhones with which company? Q 66. What is the cap on individual cash donation to political parties as Election Bond cash money? Q 67. Which bank in partnership with First Hive has launched SME Empower? Q 68. What is the Limit for Semi Closed PPI? Q 2. Which of the following schemes is restructured as National Rural Livelihood Mission , an ambitious scheme to eradicate poverty in rural areas? Q 3. Which of the following state has registered the maximum growth in Gross State Domestic Product in the year? Q 4. Which of the following schemes has NOT been launched by the Ministry of Rural Development, Govt of india? Q 5. Which of the following schemes of the Govt. of India has provided electricity to 99000 villages and total 1.7 crore households uptill now ? Q 6. To which of the following crops does the Rashtriya Krishi Bima Yojana provide insurance? Q 7. Which of the following characterizes the top level management of corporates? Q 8. Which of the following is one of the indicators of Human Development Index ? Q 9. In commodity exchanges in India, Index Futures are not permitted, as some of the provisions of the FCRA do not allow the same. What is the full form of FCRA ? Q 10. The Holidays for the Banks are declared as per _________. Q 11. According to the provisions of the income Tax Act, 1961 a resident individual is categorised as a ‘very senior citizen’ when he is Q 12. Which of the following statements regarding the ‘Direct Benefits Transfer Scheme ’ of the government of India is ‘not’ true? Q 13. Which of the following sectors contributes maximum in deciding the growth in income of the states in India? Q 14. What is the corpus of the National Social Security Fund? Q 15. Which one of the following taxes/cess is levied by States in India? Q 16. UNESCO is an organisation working in the field of Q 17. Who amongst the following is an Economist of international repute ? Q 18. Which of the following companies is a steel making company ? Q 19. As per the findings of the expert group headed by Dr. Suresh Tendulkar a substantial number of people in India still live Below Proverty Line. What is that number in terms of percentage? Q 20. Cryogenic Engines are used in which of the following areas of technology? Q 22. Which of the following initiative is/are taken by the Government of India to boost the development of agriculture?
Accelerated Irrigation Benefit programme
Fertiliser Subsidy Scheme
Public Distribution System Q 23. Who is the author of the book Patrons of the Poor : Caste Politics and Policy Making in India? Q 24. Which of the following Indian Universities is Asia’s largest residential university? Q 25. The minimum age for becoming a member of Rajya Sabha is Q 26. Which day would be celebrated as Safe Motherhood Day as announced by Health Ministry of India? Q 27. Shivasumdaram Hydro Power Project is located in which state? Q 28. The judges of the Supreme Court of India now retire at the age of Q 29. Which of the following is a good and rich source of vitamin ‘C’? Q 30. Which of the following is the Chemical name of the salt we use in our kitchen? Q 31. Who amongst the following can take benefit of the Social Security Fund established by the Government of India for unorganised workers? Q 32. India has an agreement with USA for producing energy in the form of Q 33. In case a major war breaks out between two nations, which of the following organisations/agencies will be seen in the battle field, in addition to the armies of the fighting parties? Q 34. An individual visiting UAE will have to make his/her payments in which of the following currencies? Q 35. Which of the following is a food crop? Q 36. Vedanta Alumina is a company operating in the area of Q 37. Which of the following is the abbreviated name associated with food security? Q 38. Which of the following awards is given to sports persons in India ? Q 39. Which of the following Awards is given to a sports coach? Q 40. What is the purpose of Mahatma Gandhi National Rural Employment Guarantee Act? Q 42. An individual going to Kuwait will have to make all his/her payments in which of the following currencies? Q 43. Which of the following trophies/cups is NOT associated with the game of Football? Q 44. The regulator of the Insurance Companies in India is_______ Q 45. Which of the following is the Currency of Iran? Q 46. The Head Quarters of the International Court of Justice is located in— Q 47. Compilation of data on industrial production in India is done by which of the following agencies/organisations? Q 48. Who among the following is the ex-officio Chairman of the Rajya Sabha? Q 49. Which of the following is a programme launched by the Govt of India aimed at providing good health services in rural areas? Q 50. Who among the following is known as the ‘Father of Green Revolution’ in India? Q 51. Which of the following is a ‘Cash Crop’? Q 52. Which of the following rivers flows between India and China? Q 53. Which of the following institutions is an asset reconstruction company? Q 54. Kabul is a Town in Q 55. Union Budget is always presented in the month of Q 56. Which of the following is an agricultural product? Q 57. Which of the following States is among the North East States of India? Q 58. Which of the following is NOT the name of a country? Q 59. ‘Dinar’ is the currency of which of the following countries? Q 60. Which of the following terms is used in the game of Chess? Q 62. Coins of which of the following denominations are easily available in India and are used by all of us in our day-to-day shopping ?
A. ` 5 B. ` 2
C. ` 50 Q 63. ‘Rupee’ is the currency of Q 64. The two main seasons of cropping in India are known as ______. Q 65. The maximum crop area in India is covered by ______. Q 66. Which of the following commodities is a major item of the export from India to many countries ? Q 67. As decided by UNESCO the ‘International Literacy Day’ is observed on which of the following days every year? Q 68. Which of the following is the currency used in Brazil? Q 69. Which of the following terms is used in Botany? Q 70. ‘PVR’ is the name of a leading ___________ . Q 71. Under the RTI Act the time for disposal of request for information in cases concerning life and liberty is _______. Q 72. Which of the following is not a Consumer Right as per Consumer Protection Act 1986? Q 73. Which of the following is a power generating company? Q 74. A form of intentional weather modification by changing to trying the amount or type of precipitation that falls from clouds by dispersing substances into air that serve as cloud condensation is called ___________. Q 75. Which of the following birds has been declared as the ‘State Bird’ by the Government of Delhi State? Q 76. The North Atlantic Treaty Organisation is headquartered at _________. Q 77. What does ‘D’ stand for in DBT? Q 78. Sardar Patel Birthday is celebrated as- Q 79. Which city is best known for its oil refinery? Q 80. Which Article of the Constitution of India, is the annual budget of the Republic of India ? Q 82. The National Stock Exchange is located in ______. Q 83. Which of the following is not a public sector company ? Q 84. Which of the following States is among the North East States of India ? Q 85. Which of the following is a mineral? Q 86. Which of the following is the name of a Scientific Instrument ? Q 87. Which of the following terms is used in the game of Chess ? Q 88. The World Refugee Day is observed on Q 89. The Woody Island is located in which of the following sea? Q 90. Corsica is an island in the Mediterranean Sea belonging to France. What is capital of Corsica? Q 91. Festival ‘Sahabat India’ is celebrated in which of the following countries ? Q 92. Father of Green Revolution in India is ______. Q 93. Bharat Ratna’ is the highest civilian award of the country. The award was started by formal President of India Rajendra Prasad on 2nd January, 1954.The number of annual awards is restricted to a maximum of_______ in a particular year. Q 94. Banaras Hindu University is a public central university located in Varanasi, Uttar Pradesh. Established in 1916 by? Q 95. ‘Karagam’ is a most popular folk dance form that is accompanied by the music. The villagers in praise of the rain goddess “Mari Amman” and river goddess “Gangai Amman perform this dance as a part of their custom .In this dance, balancing of water pot on the head is done beautifully. Karagam is the folk dance of which state of India? Q 96. The headquarters of the European Molecular Biology Organisation are located in which city? Q 97. Which company has been rated as the world’s most powerful brand in IT Services? Q 98. Kenya is a country in East Africa with coastline on the Indian Ocean. The currency of Kenya is? Q 99. The Rock Garden also known as Nek Chand’s Rock Garden after its founder Nek Chand, a government official who started the garden secretly in his spare time in 1957 located at? Q 100. The International Olympic Committee is an international, non-profit, non-governmental organization based in? Q 102. Mithila painting is practiced in the Mithila state of ____. Q 103. Syed Mushtaq Ali trophy is related to which sports? Q 104. Sun temple is situated at which of the following places? Q 105. India’s first satellite launching station is located at? Q 106. Which is the second largest planet in the solar system? Q 107. When a body is taken from the Earth to the Moon? Q 108. Which of the following regions has smallest height above Earth? Q 109. Ozone holes are more pronounced at _______ Q 110. Who was the first women Governor in India? Q 111. Which of the following is not emitted by radio active substance? Q 112. Ordinary table salt is Sodium Chloride. What is baking soda? Q 113. Ozone hole refers to Q 114. Pulses are a good source of Q 115. Oxygen in our blood in transported by a protein called Q 116. The ratio of width to length of our National Flag is Q 117. Exposure to sunlight helps a person improve his health because Q 118. Filaria is caused by Q 119. Ecology deals with Q 120. The famous Dilwara Temples are situated in Q 122. Land Border Agreement between India and Bangladesh was the _________. Q 123. Which committee was constituted for recommendations on bringing reforms in central public sector enterprises ? Q 124. Which is the first Asian country to become an Associate Member state of CERN as India’s request for membership is still pending? Q 125. Jerusalem is the capital of ____. Q 126. Vijender Singh belongs to ? Q 127. Netaji Subhash Chandra Bose International Airport is located in ? Q 128. Head Quarters of UNESCO is located in? Q 129. Ujani Dam is located on which river? Q 130. What is the currency of Argentina? Q 131. Which day is celebrated as Anti terrorism day? Q 132. SAARC headoffice is located in? Q 133. National Maritime day is celebrated on? Q 134. Which is the highest populated state of India? Q 135. Lima is the capital of Q 136. Where is Buxa National Park located? Q 137. On which river Omkareswar dam is located? Q 138. Agartala is the capital of which state? Q 139. Volkswagen Group and its subsidiaries, is a ________ multinational automotive manufacturing company. Q 140. Where is Katasraj temple located? Q 142. The central government launched Pradhan Mantri Ujjwala Yojana is a scheme for ___. Q 143. The Organization of the Petroleum Exporting Countries is a permanent, intergovernmental Organization, created at the Baghdad Conference on September 10-14, 1960, by Iran, Iraq, Kuwait, Saudi Arabia and Venezuela. Where is the headquartered of OPEC? Q 144. Which day is observed as World Vegetarian Day? Q 145. Which state is India’s largest state by area? Q 146. What is the currency of Thailand? Q 147. Guravayur Temple is located in? Q 148. Big Apple is the nick name for which city? Q 149. ‘Green House Gases’ are responsible mainly for — Q 150. ‘IAEA’ is an organization which functions in the area of Q 151. Which committee framed the RRB Act? Q 152. Where is BIS located? Q 153. Betla national park is located at? Q 154. Where is Jim Corbett National Park is located? Q 155. World Photography day is observed on : Q 156. Indravati National Park is a national park located in which among the following states? Q 157. Bhavanisagar Dam or Lower Bhavani Dam, is located in which state? Q 158. The Sheikh Zayed Stadium is a cricket ground located in which among the following cities? Q 159. Nassau is the capital, largest city, and commercial centre of the Commonwealth of the…………? Q 160. The Bermuda Triangle, also known as the Devil’s Triangle, is a loosely-defined region in the western part of which Ocean? Q 162. When is the World Energy Conservation Day celebrated? Q 163. The world largest temple ‘Yazidi temple’ is situated in which country ? Q 164. Every year world cancer day is observed on which date? Q 165. The letter ‘C’ denotes _________________ in CRAR Q 166. Where is the head quarter with of United Nations Organization ______. Q 167. Which of the following is ‘country of copper’? Q 168. Great Victoria desert in located in Q 169. Who was called a ‘Man of Destiny’? Q 170. Which of the following is dwarf plant? Q 171. ‘Basel-III reforms’ are related to which of the following? Q 172. Tripitakas are sacred books of Q 173. Which of the following is not emitted by radio active substance? Q 174. Pulses are a good source of Q 175. For which of the following disciplines in Nobel prize awarded? Q 176. Headquarters of UNO are situated at Q 177. Fathometer is used to measure Q 178. Which scientist discovered radioactive element radium? Q 179. ICICI is the name of a Q 180. Who is called as the father of geometry? Q 182. Which of the following is an example of Indirect Tax? Q 183. Who is the author of The Kite Runner ? Q 184. Where is the headquarters of SWIFT located? Q 185. What is the maximum loan limit under the revised Credit Linked Capital Subsidy Scheme for technical upgradation by the Government of India? Q 186. Which of the following is/are correct regarding the functions of the Indian Mortgage Guarantee Corporation? Q 187. Which of the following bodies/organizations/institutions celebrated its platinum jubilee in the year 2010? Q 188. In which year was the first mutual fund set up in India? Q 189. Against which of the following issues was the ‘Occupy Wall Street’ not organized? Q 190. Which of the following correctly explains Reverse Merger? Q 191. Ringgit is the currency of Q 192. Which of the following correctly explains the situations of Credit Risk? Q 193. Which of the following comes under National Income ? Q 194. What does ‘D’ stand for in DBT ? Q 195. October 11, 2014 was celebrated as the International Day of the Girl Child. What was the theme of the same? Q 196. The Commenwealth games 2016 will be held in_____. Q 197. Who is the current State Minister Of Skill Development & Entrepreneurship – Q 198. 18th SAARC Summit was held at Q 199. International Day for the Elimination of Violence against Women celebrated on- Q 200. Anirban lahiri is associated with which of the following sports: Q 202. Sardar Patel Birthday is celebrated as – Q 203. The book Unbreakable is written by Q 204. Sansad Adarsh Gram Yojana was started on the birthday of Q 205. What will be the Target under Pradhan Mantri Jan-Dhan Yojana is – Q 206. Who received Euromoney Award for Best Central Bank Governor of the Year 2014 Q 207. Traditional marketing style involves Q 208. In marketing POS _____. Q 209. An enterprise engaged in the manufacture/production, processing/preservation of goods is specified as a micro enterprise if its investment in plant and machinery does not exceed_____ Q 220. According to a recent Government policy, companies have been mandated to spend 2 percent of their average net profit for past three years on fulfilling Q 222. Which price Index is a measure of the average change over time in the prices ? Q 223. A micro enterprise Is defined as an enterprise engaged in the manufacture or production of goods pertaining to any industry where the investment in plant and machinery does not exceed Q 224. What does SEBI stand for ? Q 225. BSDA stands for Q 226. Panna National Park is located in which of the following states? Q 227. Where is the headquarter of City Union Bank? Q 228. The World Economic Outlook is published by—— Q 229. Fugdi is a folk dance related to which of the following states? Q 230. Who is the Chairperson of PSB merger committee? Q 231. Satish Kumar and R V Rahul related to which of the following sport? Q 232. Dudhawa Dam is built in the state of Chhattisgarh across which river? Q 233. Where is the Headquarters of Amnesty International? Q 234. H Q of international weightlifting federation————- Q 235. World Pneumonia Day is observed every year on? Q 236. ‘Ease of doing business’ report is published by which organization? Q 237. Tallinn is the largest and the capital city of which country? Q 238. The higher rate of growth of economy certainly reduces Q 239. Kharchi puja is a Hindu festival of _____________. Q 240. The headquarters of Karur Vysya Bank are situated at ________________. Q 242. ‘I am not afraid of English’ initiative to promote English language right from Class 1 in the schools has been launched by ____________. Q 243. Which of the following ministries has launched the Swachh Bharat Mission and the Swachh Bharat Mission ? Q 244. Which of the following Indian naval ships has became the first ever warship to enter port of Sabang in Indonesia? Q 245. An emerging market economy is highly classified with relatively- one in which the country is becoming a developed nation and is determined through many socio ______________. Q 246. __________________ is the Busiest Airport 2017 by terms of traffic in the world. Q 247. Which of the following is the value of all finished goods and services produced in a country in one year by its nationals. Q 248. The term “Back Heel” is related to which of the following? Q 249. The United Nations Educational, Scientific and Cultural Organization is a specialized agency of the United Nations. It is based in _________. Q 250. World Red Cross and Red Crescent Day is an annual celebration of the principles of the International Red Cross and Red Crescent Movement. World Red Cross and Red Crescent Day is celebrated on ___________ every year. Q 251. The currency of Denmark is _________ . Q 252. The FAME India was launched by the Ministry of Heavy Industries and Public Enterprises in 2015 to incentivize the production and promotion of eco-friendly vehicles including electric vehicles and hybrid vehicles. FAME stands for__________. Q 253. Bajrang Punia clinched India’s first gold medal at the 2018 Asian Games, beating Japan’s Daichi Takatani. Bajrang Punia is associated with ______. Q 254. DRDO is charged with the military’s research and development. DRDO stands for _________. Q 255. Which of the following countries have signed the North American Free Trade Agreement ? Q 256. The MGNREGA aims at enhancing livelihood security of the rural poor by providing at least ____ days of guaranteed wage employment in a financial year to every household whose adult members volunteer to do unskilled manual work. Q 257. The Padma Awards are amongst the highest civilian awards of the country. These Awards are announced on the occasion of the __________ every year. Q 258. The Ministry of Civil Aviation has been working for several years to establish a world leading drone ecosystem in India. Nano drone weighing _____ does not need any permission. Q 259. Free education is compulsory to children up to the age of ______. Q 260. The Indian Institute of Petroleum, established in 1960, is one of the constituent laboratories of the Council of Scientific and Industrial Research. Where is Indian Institute of Petroleum headquartered? Q 262. The World’s largest solar rooftop installed on Braboune stadium, at Cricket Club of India, is situated at __________. Q 263. Which of the following is the contracting of non-primary business activities and functions to a third-party provider. Q 264. Asteroid Day is an annual global event which is held on the anniversary of the Siberian Tunguska event. It took place on_________. Q 265. Amangarh Tiger Reserve is a Tiger Reserve under Project Tiger located in ____________. Q 266. Which of the following is the process of using agricultural machinery to mechanise the work of agriculture, greatly increasing farm worker productivity? Q 267. Behdienkhlam festival is celebrated for good health, prosperity and bumper harvest in which state? Q 268. What does ‘N’ mean in NSFR? Q 269. India’s first e-waste plant is situated in _____________. Q 270. What does “E” stand for in TIES? Q 271. South Asia Economic Focus includes a Focus section presenting more in-depth analysis of a/an ______ topic of relevance for stability, growth, and prosperity in the region. Q 272. The HDI is a composite statistic of life expectancy, education, and per capita income indicators, used to rank countries into four tiers of human development. What does “H” mean in HDI? Q 273. Where is the Numaligarh Refinery Limited, a public sector oil company, situated? Q 274. Paramparagat Krishi Vikash Yojana is to promote ________. Q 275. The Kalidas Samman is a prestigious arts award presented annually by which state government? Q 276. PM Narendra Modi addressed the program ‘Satyagraha se Swachhagraha’ in Champaran. Champaran is located in __________. Q 277. The National Social Assistance Program is a centrally sponsored scheme of the government of India that provides financial assistance to the elderly, widows and persons with disabilities in the form of social pensions. Which of the following administers National Social Assistance Program? Q 278. To make North East more familiar in the rest of India, one emporium should be set up in all the districts of the country. The focus of development projects in the region will be based on the concept of “HIRA”. HIRA stands for _________. Q 279. The Sangrai dance, a traditional Indian dance, performed by the Mog tribal community on the occasion of Sangrai festival during the month of Chaitra originates in ____________. Q 280. The Right to Education Act is an Act of the Parliament of India enacted on 4 August 2009 is related to the modalities of the importance of free and compulsory education for children between the age of __________. Q 282. Mahatma Gandhi National Rural Employment Guarantee Act to provide a safety net for the poor in these areas. The MGNREGA Working is for how many days? Q 283. PV Sindhu is an ace shuttler and silver medalist. PV Sindhu is from _________. Q 284. What is the full form of CVV Number? Q 285. Financial Literacy Week 2018- Q 286. RISE stands for- Q 287. The Book Hit refresh written by- Q 288. International Campaign to Abolish Nuclear Weapons has received the 2017 Nobel Peace Prize. ICAN based in- Q 289. Where is the Salar Jung Museum- Q 290. Where is the headquarters of Interpol- Q 291. UN MSME Day celebrated on- Q 292. Kirana gharana belogs to which state- Q 293. Sai Praneeth belong to which sport- Q 294. Pitch Black Military Exercise is held in- Q 295. What does the First S stand for in BIMSTEC? Q 296. Lusaka is the capital of Q 297. Golden Glove award was conferred to Q 298. M. A. Chidambaram Stadium is located in Q 299. Nokrek National Park is in Q 300. Mahanadi, a major river in East Central India, originates from which of the following states? Q 301. Angelique Kerber is a professional tennis player and former world No. 1 and a three time Grand Slam champion. He belongs to which country? Q 302. Aaron James Finch, an Australian sportsperson, plays which of the following sports? Q 303. World’s first thermal battery power plant was started in ___________ Q 304. What is called the difference between exports and imports? Q 305. Which among the following is the second supersonic fighter developed by Hindustan Aeronautics Limited after the HAL HF-24 Marut? Q 306. Lok Adalat is considered as the alternative dispute redressal mechanism with which disputes/cases pending in the court of law or at pre-litigation stage are settled/ compromised amicably. The minimum charge to file a case in a Lok Adalat is __________. Q 307. An organized resistance to the destruction of forests spread throughout India in 1970. It was known as _________. Q 308. Damdama lake is located in which of the following states? Q 309. The United Nations’ International Day Against Drug Abuse and Illicit Trafficking is celebrated on __________. Q 310. The Mobile Application “Jan Dhan Darshak” as a part of financial inclusion was launched by __________. Q 311. The four pillars of smart planning are key to the success of Smart Cities and the Regional Smart City Initiatives. Which of the following is not included in these pillars? Q 312. Public Sector Enterprises comes under________. Q 313. Under the Liberalised Remittance Scheme, Authorised Dealers may freely allow remittances by resident individuals up to what amount per Financial Year for any permitted current or capital account transaction or a combination of both. Q 314. ___________ is a policy think tank of the Government of India, established with the aim to achieve Sustainable Development Goals and to enhance cooperative federalism by fostering the involvement of States in the economic policy-making process using a bottom-up approach. Q 315. Which of the following conducts and publishes the World Economic Outlook survey? Q 316. Public Affairs Centre engages in action research focussing on Sustainable Development Goals in the context of India. PAC is located at __________. Q 317. Which bollywood actor unveiled the trophy of Women’s T20 World Cup in Melbourne? Q 318. Which zone of the Indian Railways recently conducted the ‘Operation Dhanush’ against ticket touts involved in e-ticketing? Q 319. Who became the first Indian to win prestigious Italian award for Sand Art? Q 320. Which of the following institutions has recently created the first Indian Brain Atlas? Q 321. Which of the following has become the first State in country to get law on contract farming? Q 322. Name the city which has won the UNESCO title of ‘Creative City of Gastronomy’? Q 323. Name the company which has signed an MoU with NTPC Limited and The Energy and Resources Institute for decarbonisation? Q 324. What percentage of total GDP is spent on health by India? Q 325. Where is the Headquarter of Ujjivan Small Finance Bank? Q 326. Who is the author of the book “Unquiet River: A Biography of Brahmaputra River”? Q 327. Vikram Solar Company is based in which city? Q 328. Mother Teresa Memorial Awards for Social Justice is established by? Q 329. ______________________ is an annual publication of the Central Bureau of Health Intelligence . Q 330. Which state government has launched a major water conservation scheme “Jalamrutha”? Q 331. What is the theme of International Day of Happiness 2019? Q 332. Deposits in bank accounts opened under Jan Dhan scheme, launched about five years ago by the Modi-government, have crossed the _________________ mark. Q 333. Pinaka is a multiple rocket launcher produced in India and developed by which of the following organizations? Q 334. Name the company who has partnered with The Ministry of Housing and Urban Affairs to deploy Microsoft’s Project Sangam to train functionaries and officers across India on Swachh Bharat e-Learning Portal? Q 335. Nirmala Sitharaman has announced the launch of a new space company, New Space India Limited , which will serve as the commercial arm of- Q 336. Which country has inaugurated first model village built with Indian assistance recently? Q 337. Which city named UNESCO World Heritage Site, becoming the second city of the country after Ahmedabad to get the recognition? Q 338. The World Happiness Report 2019 was produced in partnership with- Q 339. Which state/UT has topped the list of states with maximum percentage of Pradhan Mantri Ujjwala Yojana beneficiaries availing at least four refills? Q 340. The report’s Gender Gap Index ranks countries according to calculated gender gap between women and men in four key areas. Which area is not them? Q 341. 19th August is celebrated as- Q 342. Male is the capital city of- Q 343. War Over Words: Censorship in India, 1930-1960 Book has been authored by- Q 344. Amrabad Tiger Reserve located in- Q 345. Kaziranga National Park is a protected area in- Q 346. Where is the headquarters of National Institute of Agricultural Economics and Policy Research? Q 347. The National Institute of Food and Agriculture based in- Q 348. Kawal Tiger Reserve was located at- Q 349. Balphakram National Park was located at- Q 350. Hanoi is the capital of- Q 351. In which stadium, Cricket World Cup final match was held? Q 352. Which sport is associated with Ajay Singh? Q 353. What is the constituency of Arjun Munda? Q 354. What is the Headquarters of National Cricket Academy? Q 355. Civil Aviation Training Center was located at? Q 356. Which of the following has launched STRIDE scheme recently, aimed at strengthening research culture and innovation in universities and colleges of the country? Q 357. Dutee Chand becomes the first Indian to win a gold medal at the Summer Universiade which was held at- Q 358. Amit panghal is related to which sport? Q 359. Name the women who became the 1st women Vice- Chancellor of Jamia Millia Islamia University? Q 360. India’s 1st Aqua Mega Food Park is situated in which state? Q 361. Name the first Indian shipyard to deliver 100 ships. Q 362. Vikramjit sawhney is the president of which organization? Q 363. Who is the present President of the World Bank? Q 364. The Indian Navy’s first full-fledged Services Selection Board was opened at which place? Q 365. Electric Vehicles in India to get which color number plates? Q 366. The Book “Coming Round the Mountain: In the Year of Independence” is written by? Q 367. “Best Higher Education Institute Overall” was awarded to which university? Q 368. Name the Indian woman scientist elected as Fellows of the British Royal Society. Q 369. Name the company which partnered with India Post for transforming into a New-age Digital Hub Offering Smart Mail. Q 370. National Aluminium Company, Hindustan Copper Ltd and Mineral Exploration Corporation Ltd have formally inked the joint venture agreement to form Khanij Bidesh India Ltd for the acquisition and exploration of? Q 371. Who was the 1st Deputy Prime Minister of India? Q 372. Who is the chairperson of National Green tribunal ? Q 373. Who has the authority to appoint Comptroller and Auditor General of India? Q 374. Where is the headquarter of Organisation for Economic Cooperation and Development ? Q 375. Which country is not the member of BRICS group? Q 376. How many members of Rajya Sabha retire after every second year? Q 377. Jaspal Rana is related to which sport? Q 378. Puthandu festival is celebrated in which state? Q 379. Which of the following articles of the Constitution of India guarantees to all its citizens the right to freedom of speech and expression? Q 380. Rani Rampal is associated with which sport? Q 381. “Operation Sunrise” is conducted between India and which country? Q 382. Where is Kaleshwaram Lift Irrigation Project inaugurated? Q 383. Who is appointed as the first female referee of ICC ? Q 384. Which state has topped the NITI AAYOG Health Index? Q 385. Where is the headquarter of Think-Tank Atlantic Council? Q 386. Where is Tadoba National Park situated? Q 387. Rural roads come under which ministry? Q 388. Hemis festival is celebrated in which region of India? Q 389. “Relentless” is the autobiography of which personality? Q 390. United Nations World Tourism Organization has celebrated World Tourism Day as international observances on- Q 391. Who has been inducted into the International Cricket Council’s Hall of Fame alongside South African pace legend Allan Donald? Q 392. ________ is an Indian folk dance originating from the “Konkan” region which is the costal region of the states of Goa and Maharashtra. Q 393. TRC Turf Ground is a football ground in- Q 394. The production of India’s first semi high-speed train has come to a grinding halt at the Integral Coach Factory in- Q 395. Name the woman, who created history by becoming the first woman pilot to cross both Atlantic Ocean and Pacific Ocean solo in a Light Sports Aircraft. Q 396. Makers of chips, soups, biscuits, juices and other packaged foods will soon have to display ________ colour coding on the front of packets of products that have high levels of fat, sugar or salt. Q 397. The 10th Mekong-Ganga Cooperation Ministerial Meeting was held in- Q 398. ……. forest Cover of India W.R.T the geographical area of the country. Q 399. Name of India’s first UNESCO Heritage City – Q 400. Headquarter of International Atomic Energy Agency is located at- Q 401. Great Himalayan National Park belongs to which state/UT? Q 402. The cricketer “Peter Siddle” belongs to which country? Q 403. 10th February is celebrated as – Q 404. National Youth Day is celebrated on 12 January in the memory of – Q 405. Young Scientist Laboratories is associated with – Q 406. Headquarters of SWIFT is located in which country? Q 407. Who won Noble Prize for Literature in 2019? Q 408. Where is located Headquarters of New Development Bank ? Q 409. Konark Festival is associated to which state? Q 420. Who is the Founder of Paytm? Q 421. Which Bank will lead convenor bank for union territory of Ladakh? Q 422. In Pradhan Mantri Kisan Vikas yojana, Rs. 6000 will be paid to each eligible farmers in how many installments? Q 423. Which organization of India has put over its 450 patents for free access to industries? Q 2. Conversion means ______. Q 3. Modern styles to marketing include ___. Q 4. e-Marketing is same as _______. Q 5. Aggressive Marketing is necessitated due to ________. Q 6. Efficient marketing style requires Q 7. The sole aim of marketing is to _____. Q 8. Consumer information sources are. Q 9. Effective selling skills depends on Q 10. Leads can be best sourced from ___. Q 11. What do you mean by Customer relationship management ?
I. It is a system for managing a company’s interactions with current and future customers. II. It is a system for managing a company’s interactions with current and past customers. II. It often involves using technology to organize, automate, and synchronize sales, marketing, customer service, and technical support. Q 12. Which of the following terms /expressions is used to describe a business unit with a competitive advantage that will capture some of the extra economic values it creates, no matter how intense competition is? Q 13. What is the goal in Two Fold Marketing? Q 14. Which of the following best explains the Delphi Method ? Q 15. What does Innovation in Marketing refer to ? Q 16. The arrangement under which banks sell insurance products acting as the agents of the respective companies is called the Q 17. Bank to every Indian is a tag line for which bank? Q 18. Personal Loans can be canvassed among Q 19. Which of the following is known as cross selling by Banks?
Sale of a debit card to a credit card holder
Sale of Insurance policy to a depositor
Issuance of Cash against Cheque presented by a third party Q 20. The target market for Debit Cards is _________. Q 22. Market Research is useful for _______ Q 23. Lead generation means _____ Q 24. What does the term POS stands for Q 25. Customer Center also known as Q 26. Cross-selling is defined as Q 27. Which is not a proper type of direct marketing Q 28. Marketing size means Q 29. Marketing of Banking is the responsibilites of Q 30. A prospect is a Q 31. Marketing of goods is required if Q 32. Selling is _____. Q 33. Good selling skills involves _____. Q 34. A target market is ____. Q 35. Online Marketing is the function of which of the following? Q 36. The key challenge to market-driven strategy is Q 37. Generation of sales leads can be improved by Q 38. A Market Plan is Q 39. Marketing channels mean Q 40. Social Marketing means Q 42. Market-driven strategies include Q 43. Innovation in marketing is same as Q 44. A Direct Selling Agent is required to be adept in __________. Q 45. Market segmentation can be resorted to by dividing the target group as per _________. Q 46. Which of the following services relate to execution of transactions directly with consumers, rather than corporations or other banks? Q 47. What is the full form of MTSS? Q 48. Which of the following is refered as Fastest mode of transaction? Q 49. What is the minimum capital required for foreign bank to open branch in India? Q 50. Which commercial bank of India recently became the first to launch Mobile Branch with ATM. titled ‘Branch on Wheels’? Q 51. Market Segmentation can be defined as Q 52. Which of the following is the fastest mode of transaction? Q 53. A marketing technique where marketer plays a specific role in a particular segment is called Q 54. In Market segmentation which among the following is not an economic component? Q 55. Which of the following come under the ambit of Customer relationship management? Q 56. Direct Marketing means Q 57. Web marketing involves Q 58. The ultimate aim of Marketing is to provide Q 59. Selling process includes Q 60. Market share means Q 62. Market segmentation means ______ Q 63. Target group of education loans is – Q 64. Referral means Q 65. “USP’’ in marketing means – Q 66. The meaning of ‘conversion’ in terms of sales is – Q 67. Online Marketing is mostly useful for marketing of Q 68. Cross selling means Q 69. Marketing strategy means Q 70. Target group means Q 71. What is the USP of saving accounts? Q 72. Which one of the following is not a target group for saving accounts? Q 73. Target group for home loans is Q 74. Digitial Marketing is similar to Q 75. Full form of DSA is ________ Q 76. Safe Deposit Locker can be canvassed among Q 77. Tele marketing means Q 78. The USP of a Credit Card is Q 79. EMI can be a marketing tool if Q 80. The USP of a Current Account is Q 82. Good competition helps in Q 83. Banks sell insurance for Q 84. Debit Card can be issued to Q 85. Mutual Funds investments can be effectively canvassed among Q 86. Product Design is a function of Q 87. The target group for Personal Loans is Q 88. Advertisement is a type of Q 89. The sales process begins with Q 90. Financial Planning is required when Q 91. ‘Value added services’ implies Q 92. Optimum results in marketing is possible through Q 93. Mutual Fund business from existing customers can be canvassed by Q 94. Marketing in banks has been necessitated due to Q 95. Market Research is necessary for Q 96. Which among the following can be called an electronic check ? Q 97. Which among the following is not a payment card technology? Q 98. The process of trading goods over the Internet is known as Q 99. Marketing is the function of _______ Q 100. The performance of a sales person depends on _______ Q 102. Service Marketing is resorted to in ______ Q 103. Customisation results in _______ Q 104. Current Accounts are basically meant for _______ Q 105. The sole aim of marketing is to _______ Q 106. Aggressive Marketing is necessitated due to _______ Q 107. Value added services means _______ Q 108. Savings Accounts can be opened by _______ Q 109. The best promotional tool in any marketing is _______ Q 110. Market information means _______ Q 111. Efficient marketing style requires _______ Q 112. The target group for SME loans is _______ Q 113. Market segmentation means grouping _______ Q 114. Target group means _______ Q 115. SME means _______ Q 116. A short term loan is repayable within _______ Q 117. “USP” in marketing language means _______ Q 118. An IPO Loan is meant for Q 119. The target group for a Car Loan is: Q 120. Standard marketing practices include: Q 122. The process of discovering patterns and relationships using the available customer data to reveal what customers want and how they act is known as: Q 123. Telemarketing means: Q 124. Motivating customers to buy upgraded products when they had intended to buy something of lower value is known as: Q 125. The modern marketing concept asserts that ‘marketing’ starts with the product idea and ends with: Q 126. A situation in which consumer purchases are unplanned is called: Q 127. One of the following is NOT required in a good sales person. Find the same: Q 128. List of people who do not wish to receive telemarketing calls is: Q 129. Marketing of goods experimentally in several carefully selected areas before releasing them on a wide scale is known as: Q 130. Motivation in marketing means: Q 131. Setting price of a product based on the buyer’s perceptions of value rather than on the seller’s cost is known as Q 132. Which one of the following best describes the term ‘Negative Demand’? Q 133. Leads for canvassing home loan accounts can be obtained from: Q 134. Internet Banking can be popularized by way of: Q 135. Uncertain outcomes involving the market for goods and services; such as the possibility of price declines or increases, changes in consumer preferences, and/or changes in the nature of competition is called: Q 136. Good competition helps in: Q 137. The systematic gathering, recording and analyzing of data with respect to a particular market is known as: Q 138. The most common source for leads generation for any company is: Q 139. Which of the following domains is used by for profit businesses? Q 140. Which of the following can be used to select the entire document? Q 142. The abbreviation EMV stands for Q 143. What is the present Statutory Liquidity Ratio for banks in India? Q 144. Which of the following highway networks of India connects Delhi, Mumbai, Kolkata and Chennai? Q 145. Which of the following is not correct regarding the Systemically Important Non-deposit taking NBFCs ? Q 146. Which of the following is not a Millennium Development Goal as fixed by the United Nations? Q 147. Who among the following cannot be a partner in a partnership firm? Q 148. Niche Market means a _____. Q 149. Qualities essential in good marketing are ____. Q 150. Market Research is needed for Q 151. Marketing communication has the objective of _____. Q 152. Power in marketing channels is now with _____ ? Q 153. If Marketing is done effectively, _____ is not required Q 154. Relationship Marketing is useful for Q 155. Networking helps in marking Marketing Function Q 156. ADSA helps in _____ . Q 157. Mark the incorrect statement Q 158. Marketing is required in banks due to Q 159. Online Marketing is the function of which of the following? Q 160. Customisation is useful for Q 162. Effective selling skills depends on Q 163. Generation of sales leads can be improved by Q 164. A Market Plan is Q 165. Marketing channels mean Q 166. A repair for a known software bug, usually available at no charge on the Internet, is called a Q 167. A Website address is a unique name that identifies a specific _______ on the web. Q 168. What is the process of copying software programs from secondary storage media to the hard disk called? Q 169. The net profit will be maximised when _______. Q 170. Those cost items which attach or cling to units of finished goods are called ________. Q 171. The contribution approach to pricing is based on the incremental _______. Q 172. The physical distribution involves which activities? Q 173. Buying situations may be caused by ________. Q 174. The sum of direct materials and direct labour costs is called Q 175. It is a form of individual marketing where the customer takes more responsibility for determining which products and brands to buy. Q 176. Market plan can be for Q 177. Which among the following is one of the 7 O’s in Framework in Marketing? Q 178. BEP stands for Q 179. When consumers get one sample for free, after their trial and then could decide whether to buy or not then that is called Q 180. Channels of marketing means Q 182. For an ATM-cum-Debit card the target group is Q 183. Marketing is more required when Q 184. If the market share falls then it implies that Q 185. In marketing a cold call means Q 186. A ‘Push’ marketing strategy necessitates Q 187. Meaning of Buyer Resistance in marketing is Q 188. In any marketing the best promotional tool is Q 189. In a client/server model, a client program Q 190. If you are going to a site you use often, instead of having to type in the address every time, you should Q 191. Mobile banking requires Q 192. In a customer database, a customer’s surname would be keyed into a ___. Q 193. Control in design of an information system is used to ___. Q 194. Teleconferencing is _______. Q 195. Electronic commerce or e-commerce as _______. Q 196. Which of the following is a part of Marketing Management? Q 197. Consumer buys_______. Q 198. Which of the following is not correct with regard to marketing? Q 199. Which of the following describes changes in individuals behaviour arising from experience? Q 200. If a company wants to reach masses of buyers that were geographically dispersed at a low cost per exposure, which promotional form company would choose? Q 202. _________ is the general term for buying and selling process that is supported by electronic means. Q 203. In terms of special product life cycles, a _______ is a basic and distinctive mode of expression. Q 204. The process of evaluating each market segment’s attractiveness and selecting one or more segments to enter is called_______. Q 205. Which of the following factors are the most popular bases for segmenting customer groups. Q 206. Which strategy calls for using the sales force and trade promotion to move the product through channels. Q 207. What is ‘Globalization’? Q 208. Web marketing involves_______ Q 209. Marketing share means_______ Q 220. Effective Selling Skills depends on- Q 222. For the buying and selling of precious metals such as Gold and Silver, the market established is termed as ________ . Q 223. The government has decided to increase the foreign direct investment limit in private banks from the existing 74% to Q 224. The social aspect of marketing ensures Q 225. Which of the following is the name, term, design, symbol, or any other feature that is used to identify a good ? Q 226. Which of the following is not correct regarding Product Mix ? Q 227. The advertisement of life insurance must not have which of the following terms ? Q 228. A life insurance policy can only be made paid up If what particular policy feature exists ? Q 229. What is the term when a seller tries to sell the same good at different prices ? Q 230. Which of the following does not constitute customer identification process in the banking sector? Q 231. Which of the following explains the sound marketing of products ? Q 232. What is the term for fixing high price for new product? Q 233. Making, issuing or circulating any written or oral statement that misrepresents the benefits, conditions, or terms of any insurance policy, or transaction is an example of: Q 234. Grouping and processing all of a firm’s transactions at one time is called – Q 235. Which bank has allowed its customers to make cardless cash withdrawals at over 100,000 ATMs across India? Q 236. Which of the following E-commerce giant is the most attractive employer brand in the country followed by Microsoft India and Sony India? Q 237. Persons resident in India as defined under Foreign Exchange Management Act, 1999 are eligible to invest in Sovereign Gold Bond . Eligible investors include Individuals, HUFs, trusts, _________________ and charitable institutions. (a) Automated Clearing HouseAns: (e)
(a) OnlyAns: (b)
(a) costlier productsAns: (c)
(a) salary paidAns: (d)
(a) Savings Bank Interest RateAns: (b)
(a) CRRAns: (c)
(a) Banks cannot accept demand and time deposite from public.Ans: (d)
(a) Both Savings bank accounts and fixed deposit accountsAns: (b)
(a) Normally no interest is paid on current deposit accountsAns: (a)
(a) payment of the chequeAns: (d)
(a) General InsuranceAns: (c)
(a) RTGSAns: (a)
(a) Rate of interest on loans and advances will be costlierAns: (c)
(a) Write to the CMD of the Bank.Ans: (d)
(a) ServicesAns: (a)
(a) Statutory Liquidity RatioAns: (b)
(a) Fixed by RBIAns: (b)
(a) Low Cost productsAns: (d)
(a) Universal BankingAns: (d)
(a) Aadhaar to Aadhaar funds transferAns: (b)
